Version Date: July 6, 2018

Your use or access of any part of this website signifies your acceptance of these Terms of Use. PLEASE READ THESE TERMS OF USE CAREFULLY.

Unless otherwise indicated, the Site and the Services are our proprietary property, and all source code, databases, functionality, software, website designs, audio, video, text, photographs and graphics, as well as all legal forms (the “Content”) and the trademarks, service marks and logos contained therein (the “Marks”) are owned by or licensed to us, and are protected by copyright and trademark laws and other various intellectual property rights and unfair competition laws of the United States, foreign jurisdictions and international conventions. The Content on the Site, including without limitation, all legal forms, is provided to you “AS IS” for your information and personal use only. Except as expressly provided in these Terms of Use, no part of the Site or the Services and no Content or Marks may be copied, reproduced, aggregated, distributed, transmitted, broadcast, displayed (except by use of 'share' button), encoded, translated, sold, licensed or otherwise exploited for any commercial purposes whatsoever, without our express prior written permission.

Provided that you are eligible to use the Site, you are granted a limited license to access and use the Site and the Content, and to download or print a copy of any portion of the Content to which you have properly gained access, solely for your personal, non-commercial use. If you download or print a copy of the Content for personal use, you must retain all copyright and other proprietary notices contained therein. We reserve all rights not expressly granted to you in and to the Site, the Content and the Marks.

PROHIBITED ACTIVITIES: You may not access or use the Site or the Services for ANY PURPOSE other than that for which we make them available.

The Site is for your personal use only and may not be used in connection with any commercial endeavors, except those that are specifically endorsed or approved by us. 

As a user of the Site, you agree not to: systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database or directory without written permission from us; make any unauthorized use of the Services, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses; circumvent, disable or otherwise interfere with security-related features of the Site, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Site and/or the Content contained therein; engage in unauthorized framing of or linking to the Site; trick, defraud or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords; make improper use of our support services or submit false reports of abuse or misconduct; engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots or similar data gathering and extraction tools; interfere with, disrupt or create an undue burden on the Site or the networks or services connected to the Site; attempt to impersonate another user or person or use the username of another user; sell or otherwise transfer your profile; use any information obtained from the Site in order to harass, abuse or harm another person; use the Services as part of any effort to compete with us or to provide services as a service bureau; decipher, decompile, disassemble or reverse engineer any of the software comprising or in any way making up a part of the Site; attempt to bypass any measures of the Site designed to prevent or restrict access to the Site, or any portion of the Site; harass, annoy, intimidate or threaten any of our employees or agents engaged in providing any portion of the Services to you; delete the copyright or other proprietary rights notice from any Content; copy or adapt the Site’s software, including but not limited to Flash, PHP, HTML, JavaScript or other code; upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Site or modifies, impairs, disrupts, alters or interferes with the use, features, functions, operation or maintenance of the Services; upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies or other similar devices (sometimes referred to as “spyware” or “passive collection mechanisms” or “pcms”); except as may be the result of standard search engine or Internet browser usage, use, launch, develop or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper or offline reader that accesses the Site, or using or launching any unauthorized script or other software; disparage, tarnish or otherwise harm, in our opinion, us and/or the Site; and use the Site in a manner inconsistent with any applicable laws or regulations.


PRIVACY: We care about the privacy of our users. Please carefully read and review our Privacy Policy. By using the Site or the Services, you agree to be bound by our Privacy Policy, which is incorporated by reference into these Terms of Use. Please be advised that the Site and the Services are hosted in the United States. If you access the Site or the Services from the European Union, Asia or any other region of the world with laws or other requirements governing personal data collection, use or disclosure that differ from applicable laws in the United States, then through your use of the Site or the Services, you are transferring your data to the United States, and you expressly consent to have your data transferred to and processed in the United Sates. Further, we do not knowingly accept, request or solicit information from children or knowingly market to children. Therefore, in accordance with the Children’s Online Privacy Protection Act, if we receive actual knowledge that anyone under the age of 13 has provided personal information to us without the requisite and verifiable parental consent, we will delete that information from the Site as quickly as is reasonably practical.


THIRD PARTY WEBSITES AND CONTENT: The Site contains (or you may be sent through the Site or the Services) links to other websites (“Third Party Sites”) as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software and other content or items belonging to or originating from third parties (“Third Party Content”). Such Third Party Sites and Third Party Content are not investigated, monitored or checked for accuracy, appropriateness or completeness by us, and we are not responsible for any Third Party Sites accessed through the Site or any Third Party Content posted on, available through or installed from the Site, including the content, accuracy, offensiveness, opinions, reliability, privacy practices or other policies of or contained in the Third Party Sites or Third Party Content. Inclusion of, linking to or permitting the use or installation of any Third Party Sites or Third Party Content does not imply approval or endorsement thereof by us. If you decide to leave the Site and access any Third Party Sites or to use or install any Third Party Content, you do so at your own risk, and you should be aware that our Terms of Use and policies no longer govern. You should review the applicable terms of use and policies, including privacy and data gathering practices, of any Third Party Sites to which you navigate from the Site or relating to any applications you use or install from the Site. Any purchases you make through Third Party Sites will be through other websites and from other companies, and we take no responsibility whatsoever in relation to such purchases, which are exclusively between you and the applicable third party. You shall hold us harmless from any losses sustained by you or harm caused to you relating to or resulting in any way from Third Party Content or any contact with Third Party Sites.


CORRECTIONS: There may be information on the Site that contains typographical errors, inaccuracies or omissions that may relate to service descriptions, suggested donations, availability and various other information. We reserve the right to correct any errors, inaccuracies or omissions and to change or update the information at any time, without prior notice.